Car Payment Calculator
Estimate your monthly auto loan payment before you visit the dealership. Know your numbers. Never overpay.
Loan Details
$
$5,000$100,000
$
$0$35,000.00
%
0%25%
Estimated Monthly Payment
$586.98
per month for 60 months
Cost Breakdown
Loan Amount$30,000.00
Total Interest$5,218.80
Total Cost$35,218.80
Principal (85%)
Interest (15%)
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Now check your trade-in range
See what your current car is really worth before you negotiate.
Pro Tip: Always negotiate the out-the-door price, not the monthly payment. Dealers can stretch your loan term or adjust your trade-in value to hit any monthly number you give them.
Want to Detect Dealer Tricks?
Our calculator is just the start. Car Deal Coach gives you negotiation scripts, red-flag alerts, and AI-powered deal analysis so you never overpay.